Sections

The Pensions Regulator

Regulatory guidance

Regulatory guidance

Making pension fund choices: think before you choose

Introduction
About the different types of fund
Why some funds may be better for you than others
Choosing your funds
About default funds and lifestyle funds
Reviewing and changing your fund choices
Further information

Introduction

Your pension scheme allows you to choose the funds in which some or all of your pension contributions are invested. Your choices are set out in your scheme literature.

This guide aims to help you with the decisions you need to make. It has been written by the Pensions Regulator. It will help you to understand some of the things you need to think about before deciding how to invest your contributions.

Your fund choices are important; they will affect your income in retirement. So, think carefully before you choose.